Home Insurance
Welcome to The Farnsworth Family Agency's Home Insurance Solutions
Your home is more than just a place; it's where your most cherished memories are made and your loved ones find comfort. At The Farnsworth Family Agency, we recognize the importance of safeguarding your haven, and our home insurance solutions are crafted to provide you with security and peace of mind.
Our Home Insurance Offerings
Dwelling Coverage:
Protect the structure of your home from a variety of risks, including fire, storms, and other covered perils. Our dwelling coverage ensures that you can rebuild or repair your home in the event of a covered loss.
Personal Property Protection:
Safeguard your belongings with our personal property coverage. Whether it's furniture, electronics, or other valuables, we provide coverage to replace or repair your possessions in case of covered incidents.
Liability Insurance:
Defend your financial well-being. Our liability insurance covers you in the event someone is injured on your property or if you unintentionally damage someone else's property.
Additional Living Expenses Coverage:
Maintain your lifestyle even when your home is uninhabitable due to a covered loss. Our additional living expenses coverage helps cover the costs of temporary housing, meals, and more.
Discounts and Savings:
Explore our various discounts and savings programs designed to make home insurance both comprehensive and cost-effective. From safety features to bundling options, we strive to provide you with the coverage you need at a price that fits your budget.
Earthquake Insurance: Protecting Your Home from Seismic Events
In South Carolina, standard homeowners insurance policies typically do not cover earthquake damage. Given that the state experiences approximately 10 to 15 earthquakes annually, with several being noticeable, it's prudent to consider additional protection.
To safeguard your home against potential earthquake damage, you have two primary options:
Earthquake Endorsement: This is an add-on to your existing homeowners policy that provides coverage specifically for earthquake-related damages.
Separate Earthquake Insurance Policy: This is a standalone policy dedicated solely to covering losses resulting from earthquakes.
It's important to note that earthquake insurance often comes with a deductible ranging from 10% to 20% of the coverage limit. For instance, if your home is insured for $200,000, a 10% deductible would amount to $20,000.
Considering the seismic activity in our region, we recommend discussing earthquake coverage options with us to ensure your home is adequately protected.
Why Choose The Farnsworth Family Agency for Home Insurance?
Personalized Service:
We believe in tailored solutions. Our team takes the time to understand your unique needs, ensuring your home insurance plan is designed to meet the specific requirements of your home and lifestyle.
Local Expertise:
As a family-owned agency deeply ingrained in the Summerville community, we offer a local perspective to your home insurance needs. Count on us to understand the unique challenges and opportunities in your neighborhood.
Get a Quote Today:
Ready to protect your home sweet home? Contact The Farnsworth Family Agency for a personalized home insurance quote. Discover the difference of having a trusted partner by your side, securing your home and the memories within.